Motorcycle Insurance

Your motorcycle is one of your most prized possessions. It deserves special protection. There are many discounts available that you may not know about. For example: if you've taken safety classes, or garage your motorcycle when it's not in use, there’s a discount for that. You may save more than you expected on your motorcycle insurance coverage, while protecting yourself, your passengers, and your investment.

Determining Your Motorcycle Needs

One of the great advantages of having your motorcycle coverage through BenefitSource is that you may save money by having more than one policy with the same insurance company. Your BenefitSource Insurance Professional will be able to calculate how much money you can save. You also may be eligible to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.

Custom Parts and Equipment

If you have custom parts, you need to make sure that they’re insured correctly. Most policies have some coverage, but most will fall short in a loss, where your custom parts are severely damaged. It’s easy to add endorsements to insure all of custom and valuable parts, your BenefitSource Insurance Professional will help you determine the level of coverage that best suits your needs.

Roadside Assistance

Most policies provide you with a roadside assistance benefit of up to $300 per breakdown. Make sure that your policy has some coverage in the case that your left somewhere with a mechanical issue.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your exposure. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Check with your BenefitSource Insurance Professional to determine your specific coverage.

Medical Expense

This coverage provides for certain necessary medical expenses for you and any passenger that are injured as the result of an accident.

Uninsured/Underinsured liability Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian. This could be the most important coverage if you are seriously injured in a motorcycle accident.

Ask Your BenefitSource Insurance Professional

Your BenefitSource Insurance Professional can help you find the insurance that meets your specific needs. Here are a few things to discuss:

  • How can I make sure that I can protect myself from medical expenses if I’m hit by another vehicle while riding my motorcycle?
  • How can I make sure that I have the right coverage to protect my passengers?
  • How can I make sure the value of my motorcycle is insured correctly?
  • Can I get a discount if I place my motorcycle insurance with the same insurance company as my auto insurance?
  • Can I get a discount for taking safety classes or belong to an association?

To help you get the most out of your Motorcycle Insurance, there are two ways you can get started:

Click on the GET A QUOTE tab on the left of this page and begin your quote right away.

or

Call 1-877-215-5431 and start working with a BenefitSource Insurance Professional.

 
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