Your classic, isn’t just a car, it’s become a part of your life. Your classic car is more than just a way to get around; it’s an investment, an investment that you have put hours of sweat and tears into. It’s also an investment that will continue to grow as the years pass by.

Not all collector cars are used the same, so we will work with you to select the appropriate policy to accommodate coverage needs, (for example: miles driven, vehicle age, and vehicle modifications) to make sure you have comprehensive coverage at desirable rates.

To make sure your investment is protected, you need a customized policy to ensure you have the right coverage for your classic car. Classic cars include: Antiques, Classics, Modified Collector, Reproductions, Replicas, and Restoration vehicles. Vehicles must be at least 10 years of age and considered a vehicle that will appreciate in value.

Determine What Coverage Is Right For You.

Restricted Use means you drive your collector car about 2,500 annual miles or less. This program is for individuals that have other daily use vehicles, but like to drive their collector car on weekend tours, leisurely fall trips, and special events. Classic car insurance rates are much lower to reflect the vehicle's limited use.

Regular Use means you drive your collector car daily, and you may or may not have other regular use vehicles.

Agreed Value can be provided for your collector car; which means you're covered to the insured value, less your deductible, in the event of a total loss.